B.C.-native Kathleen Crozier sponsors now, with a plan to help children in the future
Kathleen Crozier knows what it’s like to be without. She remembers her family struggling while she was growing up in Nelson, B.C.
“I lived in poverty. I know how emotional poverty is. I know how it affects the parent and the children,” says the 62-year-old mother of two. She has retired from working in a hospital, where she brought patients to a hairdressing salon for a special treat.
“It hit my family very hard when I was in Grade 1. My two brothers and I were put in foster care because my parents didn’t know how to deal with the money situation.”
She resolved that when she was able, she wanted to one day help others overcome difficult situations.
Today, Kathleen sponsors 12 children through World Vi- sion and has supported the charity for more than seven years. “I’ve always wanted to get involved in World Vision,” she says. “My aim is to sponsor the children until they reach their potential.”
She writes the children letters and sends them photos and gifts. “I love writing to them. Each year they send pictures. Some of them really grow during that year. You see the smile on their faces. I want them to have happy lives, not sad lives.”
Kathleen cherishes one letter in particular that she received from Musawenkosi, a five-year-old boy whom she sponsors in Africa. In the first photo that she ever saw of him, he was with his aunts and uncles, shying away from the cam- era. In more recent pictures, he’s smiling in a classroom. In his letter, Musawenkosi wrote to Kathleen, “Now, I’m happy.”
And it’s happiness that Kathleen wants to continue sharing, even after she is gone. She’s spoken to her son and daughter about her wishes and has made arrangements in her will for some of her estate to go toward the continued support of World Vision.
“With the children I sponsor, I want to continue sponsoring them until they complete the program. [After that, money] will go to other children,” says Kathleen. “This was an important mission for me to do. I want to encourage people to have a happier life through sponsorship. If I can do that, then I’ve succeeded.”
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How to plan your estate
A gift to World Vision in your will is a great way to help future generations and improve the lives of children all over the world for years to come. It’s important to plan your estate because without a will, you may lose the option to decide how your estate is divided. Also, estate planning can help you reduce or eliminate taxes and leave more to your loved ones.
Here are a few helpful tips to get you started:
Choose an executor who will ensure that your estate is handled in a timely way.
Consider contacting a lawyer who will walk you through the process.
List your assets and determine how you would like them to be distributed. Don’t forget to name a beneficiary on your life insurance policy (be it a charity or a loved one), as well as for your RRSP or RRIF.
Make sure you communicate your plans to your loved ones so there are no surprises.
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More help here
World Vision has a free will planning guide to assist you in this process. Our guide takes you through an easy step-by-step process of collecting all the information you need and helps to simplify estate planning.
This article appears in the Winter 2014/15 issue of Childview.